When you own a health club, finding the right type of insurance can be overwhelming. Because there are so many different activities and exposures, selected a plan that includes all of the services you offer will take research. When you find a reliable commercial insurance agent to assist you in tailoring the right club insurance plan you can select riders and coverage options that suit your needs. There are three different types of club insurance plans to choose from in the health club industry. Understand how each of these three plans differ and choose the one that suits your business best.1.Exercise Studio Insurance Most exercise studio insurance plans are designed to cover small studios with less than 3000 feet of space total. Establishments that offer personal training, yoga, pilates, kick boxing, aerobics, cycling classes, or any other physical activity supervised directly by a fitness professional are covered under this type of health club insurance plan Get more information about that visit:http://www.jrminsurance.com
2.Total Health Club Insurance Health club insurance plans do not limit the size of the facility, however, they may limit the total annual sales of the business. Most moderate plans will limit annual sales to $500,000 or less. In a total health club plan group classes, free weights, resistance machines, circuit training, personal training, and cardio machines are covered. Studios and circuit training facilities over 3000 square feet will be rated under this program. Like the exercise studio plan, both on-site and off-site services are covered. Rates may vary depending on how much workout equipment you are covering.3.Circuit Training Health Club InsuranceIf you facility exclusively offers circuit training and circuit training exercise programs you will need this type of club insurance plan. Most insurers will limit the size of the facility to 3000 square feet or less. Once you understand what you are carrying, you can decide whether or not you need to increase your coverage.